We are in unprecedented times and as realtors we have been
deemed an essential service but that does not mean that it is business as usual.

We are taking every precaution to keep people safe and
potentially save lives.

STOP:

• open houses
• in-person showings
• showings of tenanted properties

OK TO DO:

• virtual showings virtual showings
• closing deals remotely
• communicating virtually

If you have any questions on how looking for a property has changed please feel free to reach out to me at info@micheledeger.com.

Michele

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I know this is a difficult and trying time for all of us and
adjusting to this temporary new normal is rough, for myself included. Here are
my top tips for making this time a bit more enjoyable (or bearable at least).

1. SOCIAL DISTANCING. Full stop. Please do your part to reduce the chance of catching or spreading the virus by listening to the advice of medical professionals and adhering to government recommendations.
2. Netflix, Hulu, Crave, Apple TV… I know, I know, you likely didn’t need me to tell you that, but just in case someone out there needs to hear this I recommend making a list of all the shows or movies you wanted to watch but never had the time to before now. Or take a trip down memory lane and re-watch shows from your childhood to bring back those feel good memories.  
3. Family game night – this time is going to be difficult for everybody – young and old alike. So why not make the best of it by dusting off those old board games and choosing a game at night to play with your loved ones.

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The market today is getting increasingly more and more
difficult to navigate on your own. Let me tell you why you should seriously
consider hiring a real estate professional like me to help you in your search.

1. We will have open and honest conversations about affordability, unanticipated costs and rental pricing in the current market so you know what your budget will get you.  
2. I will help you understand the importance of being prepared. In a real estate market like Toronto and the rest of the GTA that moves at lightning speed, anticipating what is needed and answering questions before they are asked is our best bet. Not only will we be a head of what everyone else is doing, but we will also be ready to put an offer in on a property quickly once you decide you like it and WANT to put in an offer.
3. Realtors know what we are doing. We do this EVERYDAY. I have seen all sorts of scenarios and know what to anticipate and how to deal with the “unexpected” issues that may come up.
4. I will advise you step by step from start to finish from recommending properties based on your budget,

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If you can afford to do so, buying a property for your child to live in while they are away at school will make you money in the long run.

Parents, let’s talk about post secondary education. Sending your kids off to school is a life changing event. Not only are you left with that empty nest feeling, but your child is off on a new adventure – one that costs thousands of dollars.

Tuition is just the icing on the cake… you also must think of where your loved one is going to live while they are away at College or University. This on its own can be another stressful not to mention expensive option no matter where they are.

If we take Toronto for an example, the average cost of rent for a one-bedroom apartment in the downtown core that is close to several well-known colleges and universities, the going rate is between $2,200 to $2,500 a month. At the end of one year that would be an additional expense of between $26,400 and 30,000 on top of tuition.

I don’t know about you, but I would prefer to invest my money in purchasing a property that my child could live in for the duration of their schooling,

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Did you know 1 in 4 buyers is a single woman? 

How amazing is that statistic? Thinking of buying a house on your own can be a daunting thought, but I’m here to make it a simple and enjoyable process. I’m here to help and guide you! 

Let’s chat about what worries woman the most. 

• Fear of branching out on your own.
• Fear of being solely responsible for paying bills. 
• Fear of the unknown.
• Fear of making a mistake.
• Fear of making a bad choice.

Pheuf, that’s a lot to be afraid of! But let me tell you, you don’t have to be afraid. I’m here to help you make an informed decision. I’m here to help you decipher the data to make a great decision and a great investment. 

Here are my top tips for getting your ducks in a row to help your first time be a great time! 

1. Speak to a mortgage broker. A mortgage broker has access to several lenders with various appetites in what they are looking for in a client. They will tell you where you stand and what you could do to improve your situation.

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